Need an appraisal in Federal Way or King County?
Here are the top seven reasons why Washington homeowners need United Valuations:
We at United Valuations understand the special needs of a consumer in need of appraisal services. Our typical business clients get the appraisal process and the standard documents we provide. But as a consumer, we will provide you with extra guidance and explanations through the appraisal process to understand what we do and how we present our findings.
Pre-listing Services/For Sale by OwnerSince you have an emotional attachment to your own home, it's often very hard to be objective about it. The professional appraisers at United Valuations will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very important as a negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your house will attract interested buyers. It's something concrete to show your buyer. It's an independent third party's opinion of your property's value, and not just how much you think your home is worth. Interested buyers assume that you have an emotional attachment to your home and will be much more likely to give credibility to a professional appraiser's value estimation than yours.
Challenge King County's assessment of your propertyLet's say your house is not appreciating as much as other homes nearby -- your local tax assessor may have your house overvalued. This only means you're paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the faster you take care of a matter like this, the better off you'll be. Getting an expert appraisal from United Valuations is your #1 weapon when challenging your property tax assessment.
Need to cancel PMI?An attractive money saver for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is down below 80% of the value of your house, in most cases you can apply to a lender to have the PMI removed from your loan, which will make your monthly payments go down. United Valuations is experienced in helping people just like you abolish unnecessary PMI insurance.
Recently got a freeze to your HELOC?Even if your specific property has not declined in value, your lender may choose to automatically freeze your home equity line of credit (HELOC) if your house is near a declining area. Not only can this be inopportune from a cash flow standpoint, but it can be damaging to your credit score since it may appear as though that credit line is maxed out. United Valuations can help you reinstate your HELOC.
We Provide Field and Desktop Appraisal Review ServicesDo you need a seasoned expert to double-check your appraisal for efficiency, or do you desire a second opinion without the cost and delay of waiting for a whole new appraisal? An appraiser from United Valuations can go out and check the subject and comparables in a field review. Or, if you're in a hurry, we can provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? We can help with that too. While usually requested by banks, you may wish to use this service if you suspect mortgage fraud related to your house.